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    Real Estate Investing 101 - Understanding the different types of creditors

    The changes in financing options available for residential investment properties over the last 5 years are staggering. Lenders have relaxed the credit and income guidelines for qualification that formerly deterred many would-be investors from entering the real estate. In addition, the down payment requirement has been eliminated for borrowers who qualify. This article surveys the landscape for lenders offering residential investment financing products. Types of Lenders: The lender landscape can be broken into the following broad categories: Conforming Alt-A Non-Conforming or Sub prime Hard Money Each of these offers loans for residential investment properties ( 1-4 unit properties). Conforming Conforming lenders are the A-Paper mortgage banks that cater to borrowers with excellent cred
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    Real estate professionals - Don't broker price opinions to make a mint in a shaky market

    Today’s real estate market is on shaky ground, right? Despite the fact that interest rates are being lowered, many traditional buyers just aren’t buying right now. Foreclosures are reaching all-time highs. The housing boom several years back saw a market that went crazy with buyers and realtors were overworked but bringing in the money. But that has come to a (hopefully temporary) halt with the downturn in the economy and rising prices at the gas pumps and on the grocery store shelves. As is usually the case with most things in life, the real estate pendulum will likely swing back to its stronger side, but as a real estate professional, you are probably feeling the pinch and are looking for a way to improve your business now. If you have not yet done so, you may be well served
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    Investing in real estate - Scoop

    Well, the scoop on real estate investment came about accidentally; no-one kindly put together a market projection simply for investors. Luckily though, a private mortgage insurance company has had to research and project the future risks in the realty market for their own insurance purposes. This week PMI published their national ‘risk list’, which ranks cities of America by the relative riskiness of owning a property in those main realty markets. The company needs this kind of information - albeit guesswork and projected analysis - before they decide whether or not to underwrite a home loan. However, for real estate investors, and those wondering if they should buy and where, it is another little tidbit to throw into the formula of where might be a good place to buy realty. T
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    Comparison of Real Estate Mortgage Rates

    Before settling on a mortgage to finance Real Estate you should do a little bit of comparison shopping first. This is a good idea if you want to get the best interest rate possible. Mortgage Rates Are Constantly in Flux The reason you can shop for a deal is because mortgage rates really do change frequently. You are not at the whim of any one bank. They are unpredictable and ruled by economic factors. There are all sorts of things that can influence mortgage rates including what the Federal Reserve board says the interest rate should be or what the national debt is projected to be in the future. Should You Go for a Variable Rate? The variable mortgage rate in Real Estate could be an iffy prospect simply because it really does go up and down. There are all kinds of bloggers on the internet
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    Top 5 new real estate markets in Eastern Europe

    While the rest of the western world wonders whether domestic real estate investment remains a sensible consideration now that yields and equity growth rates are tumbling and the fast moving property sector slows and even stagnates in certain countries around the world, there exists a part of the world where real estate sectors are booming and the long term prospects for profit and growth are substantial. Eastern Europe home to stunning scenery, beautiful coastlines, unexplored forests, a wealth of history and culture - and now also home to some of the most exciting emerging economies and real estate markets in the world. Heres a look at the top five emerging property markets in Eastern Europe Bulgaria Poised on the brink of EU accession, Bulgaria is witnessing a property market explosio
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    The real estate market starts climbing again

    During the past couple of years we’ve all seen a tremendous change in real estate in the country. This change actually has spread all over, businesses loosing money while gas prices are extremely high. The real estate market has become a big issue for all of us out there, we’ve seen many homeowners loosing their homes and struggling to find a home to rent because of their credit. What happen to us? Remember the bubble 4 years ago? That’s exactly the answer, from years of prosperity and times of spending, traveling and investing in stocks and real estate, we are now experiencing another bubble but this time the bubble is going in a different direction and we are wondering what to do. So real estate was going down and it’s still going down, some economists say that
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    Estate in Florida under 80000 pounds

    To secure yourself a Florida property for 80,000, you’ll need a cool head and the patience of a saint. Many Florida property agents are currently displaying surprisingly attractive properties at super-low prices that positively scream value for money to those of us getting excited about the two-for-one exchange rate. Unfortunately, there are a couple of drawbacks. Firstly, in many cases, the agents in question have absolutely no intention of selling you a Florida property for as little as 80,000; they merely wish to introduce themselves to you before heading you in the direction of more lucrative Florida property options. The second is that the two-for-one exchange rate is currently slipping away; at the time of writing, the greenback is back with a vengeance, trading at around 1.83
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    San - Diego Real Estate, Million Dollar Homes

    San Diego county has always been known for its Luxury Homes, yet in 2004 San Diego County luxury home sales (homes over $1,000,000) hit an incredible 2774 total units, an increase of almost 170% over total sales in 2003! In the entire State of California, A total of 33,107 homes sold for a million dollars or more last year. That was up 73.5 percent from 19,080 in 2003. The total was 13,871 in 2002, according to DataQuick Information Systems. “A million dollars just isn’t what it used to be when it comes to San Diego real estate. Because of appreciation, low interest rates, and San Diegos Draw as a retirement community, more homes are in the million-dollar category than was the case earlier. In fact, so far in 2005 San Diego County MLS shows that there has already been 2130 ho


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